It shall be competent for the Board of Directors to borrow fund in any manner either   from members or from institutions registered under the Kerala Co-operative Societies   Act or those registered under Companies Act or from Rubber Board itself  at the rate    of interest to be decided by the Board of Directors from time to time as per directions   from the Registrar and financing bank.


The total borrowings of the Society both by way of deposits or otherwise and whether from members or others shall not at any time exceed thirty times the paid up share Capital Plus Reserve Fund.Provided that the Registrar may for reasons to be recorded by him in writing reduce the limit fixed and when he does so the limit as fixed by him shall not be exceeded.



Deposits may at the discretion of the Board of directors be received at any time from members only.

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Loans shall be given to ‘A’ class members only.But no member can claim a loan as a matter of right.There shall be 5 loans viz, Own Fund DCB

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On the application of 10 or more members,the Board of Directors may start and conduct chit fund to s

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